Home › Compare Plans
Original Medicare vs. Medicare Advantage: Which Is Right for You?
The biggest Medicare decision most people face, compared side by side: doctors, monthly costs, drug coverage, extras and travel. Neither is better for everyone; this table shows what actually differs.
Licensed agents serving Greater Boston, surrounding areas in Massachusetts and New England. See the areas we serve
Get Medicare HelpWhat matters to you
Original Medicare+ Supplement + Part D
Medicare Advantageall-in-one plan
Choice of doctors
See any doctor in the country who accepts Medicare. No referrals needed.
Usually a network of doctors in your area; referrals may be required.
Monthly cost
Higher monthly premiums, but very predictable out-of-pocket costs.
Often low or $0 premium, but you pay as you go when you use care.
Drug coverage
Added separately through a Part D plan.
Usually built into the plan.
Extras (dental, vision, hearing)
Not included; bought separately if wanted.
Often included, varies by plan.
Travel
Coverage travels with you across the country.
Best suited to care near home; emergencies covered anywhere.
A good fit if you…
want maximum freedom and predictable bills, and don’t mind a higher premium.
want one simple plan, a low premium, and extras like dental included.
Your health, your doctors and your zip code change this picture. A ten-minute call with a licensed agent turns this general table into your specific answer.
Get Medicare Help