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Medicare vs. Medicaid: What Is the Difference?

Two similar names, two very different programs. Here is the difference in plain terms, and what happens if you qualify for both.

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Medicare
Federal health insurance based mainly on age (65+) or disability. The same nationwide, regardless of income.
Medicaid
A joint federal and state program based on income and need. Rules and benefits vary by state.

Qualifying for both

Many people qualify for both programs at once. If that is you, special Medicare Advantage plans called Dual-Eligible Special Needs Plans (D-SNPs) are designed for your situation and often include significant extra help. This is one of the most valuable and least understood corners of Medicare, and well worth a conversation.

Think you might qualify for both?
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